Use HSA/FSA funds for eligible Enova coaching.
Qualified clients may be able to unlock pre-tax savings on memberships, personal training, and nutrition services when a licensed provider determines they are medically necessary.
Start with eligibility. Then train as usual.
Start by answering a few health questions through Truemed. If a licensed provider approves your request, you’ll receive a Letter of Medical Necessity that can be submitted with your Enova receipts for possible HSA/FSA reimbursement.
Complete a quick health assessment
Answer Truemed’s private online questionnaire. A licensed provider reviews whether your Enova services may qualify as medically necessary.
Purchase your Enova program
Sign up and pay normally for your membership, training, or nutrition coaching. Keep your receipts for reimbursement.
Submit for reimbursement
Use your Letter of Medical Necessity and receipts to submit a claim to your HSA/FSA administrator.
Services that may be eligible
Your Enova membership, training, or nutrition coaching may qualify when it supports a documented health need such as weight management, metabolic health, strength, mobility, or nutrition support.
Personal Training
Individual or semi-private coaching for strength, mobility, metabolic health, and weight management goals.
Nutrition Coaching
Evidence-based guidance for body composition, blood sugar control, performance, and long-term health.
Memberships
Structured training plans and ongoing programs identified as part of a medically necessary wellness plan.
Add-On Services
Related add-ons may qualify when your provider and plan administrator deem them part of the same program.
Make preventive health easier to say yes to.
HSA/FSA funds can increase effective spending power compared with paying fully after tax.
Support weight management, metabolic health, strength, and resilience with a structured plan.
Pair Enova’s coaching structure with the financial advantage of eligible reimbursement.
Truemed is for qualified U.S. customers. A licensed provider must determine medical necessity and issue a Letter of Medical Necessity. Your HSA/FSA administrator makes the final reimbursement decision, and approval is not guaranteed. Truemed may charge a small assessment fee.
Frequently asked details
What is Truemed?
Truemed is an independent service that connects you with licensed medical providers who can determine if certain wellness expenses, such as gym memberships and fitness programs, are medically necessary for you. If you qualify, they issue a Letter of Medical Necessity that you can use to seek reimbursement from your HSA/FSA plan.
Do I pay Enova with my HSA/FSA card?
In most cases, you will pay Enova with your standard debit or credit card and then submit your receipt, together with your Letter of Medical Necessity, to your HSA/FSA administrator for reimbursement. Some plans may allow direct payment with an HSA/FSA card, but the reimbursement route is often recommended for compliance. Always follow the instructions from Truemed and your plan administrator.
Which Enova services can I use Truemed for?
Enova services that may qualify include personal training, semi-private training memberships, and nutrition coaching, as long as a Truemed provider deems them medically necessary and your HSA/FSA administrator accepts them. Enova cannot pre-determine eligibility for individual clients; that decision is made by the provider and your plan.
Does using Truemed guarantee reimbursement?
No. Truemed helps with clinical review and documentation, but your HSA/FSA administrator has the final say.
How long does reimbursement usually take?
Processing times vary by HSA/FSA administrator. Many plans review and approve valid claims within a few weeks once you submit your Letter of Medical Necessity and receipts, but timelines are not controlled by Enova or Truemed.
Do I have to redo the Truemed survey every time?
Typically, a Letter of Medical Necessity is valid for a set period of time, often up to 12 months, for specified services. As long as your LMN is valid and covers your Enova services, you usually will not need to redo the survey for each purchase, but you will still need to submit receipts to your HSA/FSA administrator.
Ready to see if your Enova plan may qualify?
Start with Truemed’s eligibility assessment, then Enova can help you choose the training or nutrition path that fits your goals.
Disclaimer: Enova Nutrition & Fitness Center does not provide tax, legal, or medical advice. Truemed is an independent third-party service and is solely responsible for its telehealth assessments and Letters of Medical Necessity. HSA/FSA eligibility and reimbursement decisions are made by your plan administrator and may vary by individual and plan.